Pay friends. Earn more.

Get Paid Fast.

The app that rewards you for paying friends back on time.

Four college friends sharing takeout over dinner
User profile picture
Available balance
$284.50
Request or pay
Dinner at LiliaRequested by Maya
Your share$48.50

Built with trusted financial partners.

How does it work?

From group chat to paid back.

1
Friend
Friend
Friend
Group created

Add friends & create groups

Bring your friends together, add the total, and let Divvum split everyone’s share.

2
Dinner tonightYour share$48.50

Send one request

Everyone gets one clear request. No math, scattered messages, or awkward follow-ups.

3
+50

Pay fast. Earn points.

Friends pay their share, and on-time paybacks earn points that can unlock real rewards.

How payments work

Pay in one swipe.

Open the request and swipe once to send your share. No amount entry, extra steps, or awkward follow-ups.

Join Waitlist
Divvum pay and request screen
Pay or requestOne screen. One tap.
Points & Rewards

Pay fast. Earn what you want.

Faster paybacks earn more points. Redeem them for the reward that fits you best.

Join Waitlist

Pay faster. Earn more.

+50maximum points for the fastest paybacks
Profile rewards
Divvum profile statistics screen
Know your habitsUnlock deeper profile stats with points.
Ranks & Leaderboard

Level up your Rank. Climb the leaderboard.

Your average time-to-pay sets your tier, while every fast payback moves you higher among friends.

Join Waitlist
Emerald0–5 min
Platinum5–30 min
Gold30 min – 3 hrs
Silver3–24 hrs
Bronze24+ hrs
Friends leaderboardDivvum friends leaderboard screen
Get early access

Stop Chasing Payments.

Join the first group of friends making shared expenses faster, clearer, and more rewarding.

Be first in line when Divvum launches.

Scan to downloadComing soon to the App Store